TARIFS 2025
Affordable solutions to pay in a foreign country
There was a time when travellers cheques were a very good and secure way of travelling the world. Nowadays, there are fewer and fewer agencies and other possibilities are open to you. As payment functions are likely to evolve in the near future, this chapter will be the subject of special attention and will be updated regularly.
Credit cards on foreign countrys :
This is by far the simplest solution, as there are many ATMs around the world, and they allow you to obtain local currency directly.
Before you leave, make an appointment with your bank account manager to check the following points:
–Inform your bank of your departure (don’t forget!! because some banks can automatically block your card for security reasons the first time it is debited abroad!… This can be particularly annoying once you’re there).
-Make sure that your withdrawal limits are in line with your future travel expenses
–Check the eligibility of your card in your destination country
Once you’re there, ask expats (or tourists) which local bank charges the best commission (current exchange rates and commissions), as this will save you higher-than-usual charges. Commissions on foreign ATMs are not all the same, and some banks can be voracious, so be careful.
An international bank can also be a good solution to reduce charges and it permiss you to pay directly in local devices after have credited your account. Wise is one of them, easy, usefull and quick.
Use cash :
This is another very effective option, as long as you are in a position to determine your budget accurately before departure. Travelling with cash in local currency is still very practical, and is a solution that many of us adopt. It’s a good option, but you have to consider the risk, as it can be dramatic if it’s lost or stolen.
To sum up, if you’re going away with a large sum of cash, it’s in your best interests not to keep all the money in one place, and, as far as possible, to divide it up between the people you’ll be travelling with. This precaution allows you to ‘save the furniture’ and avoid a catastrophe in the event of a hard blow.
Online payment :
Other affordable solutions to pay in a foreign country? Here, we suggest another way.
This is one of the most practical solutions for paying many travel expenses. There are countless providers (googlePay, ApplePay, UPI, WeChatPay, and QRCode payments). Now, hoteliers are starting to offer it, so you can pay without intermediaries. Please note that, depending on the location, the offer can be quite limited (particularly in Europe).
Extra precautions :
And if you want to take even more precautions, it’s a good idea to leave for your destination country with a little extra change (tucked away at the bottom of your bag, for example) in a currency that can be easily exchanged locally (usually dollars or euros). This emergency reserve will enable you to cover any unforeseen additional expenses and, because you’ll have the good sense not to put it in your wallet, it will be very useful in the event of loss or theft to cover this unforeseen event and enable you to bounce back. Experience proves it.